Condo Insurance

The Right Condo Insurance For You

Condominium insurance is uniquely different than homeowners or renters insurance. Condo insurance policy not only covers your personal property and liability, but any additions, alterations and improvements you make to your unit as well. These are improvements that are your responsibility based on the condo association agreement.

Sometimes associations levy assessments that can be covered with Optional loss assessment coverage. If you need to be vacated after a covered loss, you would be compensated for additional living expenses incurred. Let us at Al DeLeon & Associates help you find the right amount of coverage to suit your insurance needs. Call us today at (239) 368-5775 or (239) 261-3800.

What Do You Need to Know About Condo Insurance?

Condo insurance is designed to provide coverage for your personal property and much more.

Condo building item coverage protects investments like upgraded cabinets or hardwood floors. Certainly you will want to consult your HOA agreement to determine what the Association policy covers and what responsibilities are yours. Your condo association may levy assessments if common areas are damaged. Assessments are typically levied against all the owners to pay the deductible on their association policy.

Loss assessment coverage limits are available in various limits. Again, be sure to consult the HOA agreement to determine the potential for these assessments. Al DeLeon & Associates can help you determine your condo coverage needs to make sure you’re properly covered.

Protect yourself and your guests

You and your family members are protected against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select in your condo insurance policy. You can also select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available with most condo insurance policies.

Let us find condo insurance that is right for you

Contact Al DeLeon & Associates to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Call us at (239) 368-5775 or (239) 261-3800 or feel free to fill out the form on this page and one of our Agents will contact you shortly.